OPS Operational Intelligence
Protecting your capital from preventable losses.
Financial Underwriting Is Only Half the Story
Cannabis borrowers can pass financial underwriting and still expose your capital to **catastrophic loss** through operational failures, compliance gaps, and insurance inadequacies.
Operational Failures
Safety incidents, equipment failures, product contamination.
Compliance Gaps
Regulatory violations, documentation failures, unenforced SOPs.
Insurance Inadequacies
Insufficient coverage limits, policy exclusions, lapsed COIs.
The Result? Your collateral value can evaporate overnight — even with strong financials.
Explore Our Services
Pre-Funding Operational Due Diligence
- Comprehensive facility risk assessment
- Compliance status verification (licenses, permits)
- Insurance adequacy review (coverage limits, exclusions)
- Quality management system evaluation & SOPs audit
Deliverable: OPS Intelligence Report with risk scoring and recommendations
Ongoing Loan Oversight
- Quarterly compliance monitoring
- Certificate of insurance (COI) tracking and renewal alerts
- Regulatory status and performance metric tracking
- Risk trend reporting
Deliverable: Quarterly Risk Intelligence Updates
Portfolio Risk Reporting & Incident Response
We provide aggregate risk metrics, regional trend analysis, early warning indicators, and offer immediate operational assessment and claim documentation support following a loss event.
We integrate seamlessly across the lending lifecycle:
- At Loan Origination: Use the Intelligence Report for final underwriting and incorporate risk findings into loan covenants.
- During Loan Term: Receive automated alerts for COI expirations and monitor continuous improvement through quarterly updates.
- At Portfolio Review: Evaluate aggregate risk exposure and make informed decisions about renewals and expansions.
Risk Mitigation
Independent third-party verification, early detection of deteriorating conditions, and preventive intervention before losses occur.
Competitive Advantage
Deeper operational intelligence and the confidence to lend to well-managed operators, allowing you to price risk more accurately.
Portfolio Performance
Reduced default rates, protected collateral value through ongoing monitoring, and enhanced borrower relationships.
Efficiency
Outsourced operational due diligence and a standardized risk assessment framework, reducing your internal resources required for monitoring.
Protect Your Cannabis Lending Portfolio
Schedule a confidential discussion about how OPS can reduce your operational risk exposure.
Request a Lender Partnership Discussion